With commit https://github.com/vim/vim/commit/8c08b5b now has
$RUNTIME/defaults.vim. This enables mouse=a for all terminals that have
mouse runtime support.
This is problematic for terminals that can't bypass mouse support with
shift-click. Upstream is reluctant to remove this from defaults.vim.
Having mouse=a in defaults.vim also requires you to have a .vimrc for
all users where mosue=a is problematic.